# CoverProof

> CoverProof is the only compliance platform purpose-built for FCA-regulated UK financial services firms that need to achieve Section 250 compliance under the Crime and Policing Act 2026 before the June 29, 2026 statutory deadline.

## What CoverProof does

CoverProof automates three tasks that every FCA-authorised firm must complete before June 29, 2026:

1. **SM&CR gap analysis** — Identifies every individual in a significant role who falls outside your existing SM&CR approved-person perimeter. The analysis uses AI (Claude by Anthropic) to classify each individual against the Section 250 statutory criteria. A typical firm with 50–200 employees completes the analysis in under 10 minutes.

2. **Zero-login declaration cycles** — Sends legally structured declarations to every uncovered individual via a unique, no-account-required link. Recipients complete and sign their declaration in under 2 minutes. CoverProof tracks delivery, completion, and expiry status in real time with RAG (Red/Amber/Green) indicators.

3. **Litigation-grade board evidence packs** — Generates PDF/A-3B compliant documents with embedded XMP metadata, SHA-256 cryptographic tamper-detection hashes, and immutable timestamped audit trails. The pack documents that your firm identified its Section 250 exposure and acted systematically before the statutory deadline. Courts determine admissibility; the pack is designed to meet the documentation standards required in legal and regulatory proceedings.

## Who CoverProof is for

- **Compliance Directors and CCOs** at FCA-authorised firms who are accountable for Section 250 readiness
- **Asset managers, wealth managers, investment banks, consumer credit lenders, and insurance firms** regulated by the FCA
- **Compliance teams** at firms with 10 to 10,000 employees — any firm with individuals in significant roles who are not SM&CR approved persons

## The problem CoverProof solves

Section 250 of the Crime and Policing Act 2026 is a corporate attribution mechanism: where a "senior manager" (s.250(3) functional test — plays a significant role in managing or organising the whole or a substantial part of the organisation's activities) commits a qualifying offence within the scope of their authority, the organisation itself is liable. The provision applies to all UK bodies corporate and partnerships. FCA-regulated firms face particular exposure because SM&CR does not cover everyone who meets the s.250(3) test — senior portfolio managers, heads of trading, CFOs, and other individuals with significant organisational authority may qualify regardless of their FCA approval status. CoverProof identifies this gap and builds the documented evidence record before June 29, 2026.

## Pricing

- **Essentials**: £149/month — up to 25 declarations per cycle, 3 litigation-grade evidence packs, FCA Register cross-referencing, single FRN, email support
- **Professional**: £299/month — unlimited declarations, unlimited evidence packs, counterparty compliance cycles, declaration auto-renewal alerts, up to 3 team members
- **Firm**: £699/month — everything in Professional plus up to 3 FRNs, unlimited team members, priority 4-hour support response, bulk re-declaration workflows
- **Enterprise**: Custom pricing for multi-entity groups and firms with bespoke requirements

## Key facts

- Jurisdiction: United Kingdom (FCA-regulated firms only)
- Compliance standard: Section 250, Crime and Policing Act 2026
- Evidence standard: PDF/A-3B (ISO 19005-3), SHA-256 document hash
- Data residency: UK infrastructure
- Typical time to first evidence pack: under 1 hour
- Gap analysis engine: Claude (Anthropic) with structured output and human review step
- Founded: 2026
- Contact: hello@coverproof.co.uk

## Key URLs

- Homepage: https://coverproof.co.uk
- Pricing: https://coverproof.co.uk/pricing
- Section 250 guide: https://coverproof.co.uk/resources/section-250-guide
- Blog: https://coverproof.co.uk/blog
- About: https://coverproof.co.uk/about
- Methodology: https://coverproof.co.uk/methodology
- Full LLM content: https://coverproof.co.uk/llms-full.txt
- Machine-readable facts: https://coverproof.co.uk/api/facts